判断题 【判断题】According to "Improve your study skills”, the author is stressing the importance of thinking rather than the superficial treatment such as taking every word down while listening.

单项选择题 客户低息产品申请提前还款违约金如何计算（）

单项选择题 下列调节规律中，（ ）在理论上可以消除余差。