问答题 A. The holder will receive more for the CD when negotiating it. B. The holder will receive less for the CD when negotiating it. C. The holder will keep the CD for longer time. D. The holder will get back only the nominal value of the ＣＤ.

问答题 A. Favorable rates of interest. B. Negotiable. C. Issued in sterling and US dollar. D. Both A and Ｂ.

问答题 A. Those who have large sum of money at home. B. Those who will be away for a long time. C. Those who will stay at the bank for a long time. D. Those who will deposit a large sum of money for a long time.