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Passage 1 The bank 41 borrowers enough interest to pay the expense of the bank and have something left over for 42 . The interest cannot be higher than the legal ate, which is established by state law and in most states is 6% per year, 43 big loans, the interest rate is much less, even as low as 2%, The fate depends on the money market, When there is plenty of money 44 to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to 45 depositors by offering 4% or4.5% or even more ad lending the money at 5% or 6%.

A.receives
B.gets
C.charges
D.pays
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