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Variations among state insurance laws can cause problems for families.
If you do your home- 【M1】_____
work before moving to another state, you may find that your insurer has dropped you-or raised yourmonthly premiums on hundreds of dollars. Florida,
for example, does not have a guaranteed-issue 【M2】_____
law, and the state's program as the insurer of last resort has not accepted new applicants in nearly 15 years despite of legislative efforts to reopen it.
That comes as a shock to many early 【M3】_____
retirers moving to Florida, said Wayne Sakamoto,

    After
【参考答案】

If you ∧ do改成don't
If you ∧ do改成don't 解析:从上下文看,此处是否定意思,故......

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